Private Pension Bank Loan Application

Providing loans to the pensioner with the most appropriate interest rate, Good Finance Bank is one of the leading financial institutions preferred by many retired citizens in our country. Those wishing to apply for a Good Finance Bank pension loan are particularly curious about the terms of the bank’s loan disbursements and age limits.

Pensioners carrying their salary to the Institution; They can also benefit from advantageous options such as restructuring, debt consolidation or transfer of new loans. The conditions for benefiting from the loan package related to the Good Finance Bank pension loan campaign may vary depending on the risky status of the customer.

Good Finance Bank Pension Loan Features

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One of the most striking features of Good Finance Bank pension loan is its postponement advantage. Within the scope of the campaign, a maximum of 48 months and a minimum of 3 months can be made.

If the branch deems it necessary for retired citizens, the person can request the identity document as well as the income document, SSI web document or income letter. In addition, it is not valid for customers who are subject to a private pension fund to be able to apply only by birth certificate.

Good Finance Bank Pension Loan Calculation and Interest Rates

Good Finance Bank, which is among the private banks operating in our country, receives 0.5 percent of the allocation fee for retirement loans. This rate does not include 5 percent BITT. In addition, Good Finance Bank’s pension loan calculation procedures include insurance premiums based on the loan amount and maturity requested by the customer. The insurance premium may vary depending on the customer.

Good Finance Bank’s pension loan interest rates as of September;

  • 1,69 for the loan amount of 10,000 TL
  • 1,59 for the loan amount of TL 15,000
  • For the loan amount of TL 25.000, it is 1,49.

When we calculate Good Finance pension loan over these interest rates; Considering that you have taken a loan of TL 10,000 with a maturity of 48 months, your monthly installment amount will be TL 327.88. The monthly installment amount of 25.000 TL which is 780.29 TL will be reflected to the payment table.

What is the age limit of Good Finance Bank Pension Loan?

Credit age limitation is an application in the working policy of each bank. The age limit for Good Finance Bank pension loans is between 18-75 years. Therefore, all retirees under the age of 75 may apply to benefit from the financing packages of these banks.

If the bank from which the pension is taken and the bank with which the loan is used are the same, flexibility may be shown. For this, we recommend that you go to the nearest branch of the bank and get detailed information through the representative…

How to Apply for Good Finance Bank Pension Loan?

Since Good Finance Bank pension loan application can only be made at the branches, you can apply at all branches with your Population Card containing the citizenship number.

The conditions of benefiting from this campaign may vary according to the risky situation of the customer. In addition, the said campaign cannot be combined with other credit campaigns of Good Finance. The Bank reserves the right to change the wage amounts, interest rates and maturity options.

Good Finance pension loan applications cannot be made online through the institution’s website or internet branch. There are also no alternative applications for mobile applications and ATMs.

The Bank only evaluates applications made through branches.

Bank or Financial Loan?

The need for a personal loan puts you in front of two options, forward the request to a bank or contact a specialized finance company . In both cases you can start by comparing the offers online, even those that can then be subscribed in the branch. The choice will not depend only on the convenience of the rate offered, but on some key factors. Let’s look at some examples.

Personal loans: get up to € 75,000 Loans comparison

Personal loans: get up to € 75,000 Loans comparison

An element that cannot be neglected in the selection is the amount necessary for the project, and the field will obviously be restricted to banks or finance companies that propose financing compatible with the sum that one wishes to obtain. But unless the need is so high as to have to consider a mortgage, both banks and financial institutions can meet most of the expectations, without particular limits. Find Loan, for example, a BNL group financial company, proposes small loans but also loans of up to € 60,000.

A discriminate may instead be the type of requirement that moves the request. If you need a loan for an amount and a precise goal, the financial is an excellent solution, obviously by carefully and preventively comparing rates and conditions. If, on the other hand, the problem is a lack of liquidity that could be repeated or there is a fear of not having enough economic strength against the unexpected, a credit line without costs up to the actual use of the amount available could reassure and create a small reserve in case of emergency.

Not to be underestimated is the fact that if you are already a bank customer and are regularly credited with a salary or pension in a current account, the examination of the request could be faster and offer more opportunities for success. For example, Fineco, the online bank of the UniCredit group, offers both loans and mini-lines to its customers, with speeded-up procedures for customers with an already prevalent financial situation.

In principle, verifying the offers open at your bank is a first step, which should be followed by a comparison between different financial institutions with accurate online estimates that help you calculate the installment and verify the feasibility of the operation with greater certainty, increasing the probability of successful completion of the request.

Loan estimate of 10000 euros

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Financial: Simple Loan
Product: Personal Loan
TAN Fixed: 4.25%
APR: 4.44%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.117

Monthly installment € 185 , 28 Feasibility check 

Financial: Cretbank
Product: Personal Loan
TAN Fixed: 5.16%
APR: 6.70%
Loan duration: 60 months
Amount Financed: € 10.146
Total due: € 11.735

Monthly installment € 193 , 19 Feasibility check 

Financial: Find Loan
Product: “Your Projects” Credit
TAN Fixed: 6.01%
APR: 6.18%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.602

Monthly installment € 193 , 37 Feasibility check * The tables give an example of the structure of the site. For all the comparative offers click on the go button and get all the information you need to evaluate the proposal that suits your needs

Personal loans: get up to € 75,000 Loans comparison

We ask our users to evaluate the service based on its accessibility, functionality and simplicity. The figure reflects the evaluations given by web users, who have not necessarily received the evaluated service. money lender does not modify the assessments of individuals and does not limit their expression. 

Compare offers

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Discover the latest financial offers, compare loans online and request the financing that best suits your needs.

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    Compare 15 financial loans estimate 

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How is it better to pay your loan in monthly or biweekly installments?

At the time of canceling a debt or returning a loan, we are only interested in achieving “comfortable installments”. The best way to pay a loan is always related to shortening the number of installments and reducing the interest paid.

When talking about the loan installment it is important to differentiate whether they are biweekly installments or monthly installments. We just need to understand what capital repayment and debt interest payment imply.

What is the best way to pay off your loan?

What is the best way to pay off your loan?

Deciding between a lower number of installments or reducing interest payments represents the magic formula for establishing the best way to pay off a loan. In the end, the combination of both parameters may be the best way forward. Your financial advisor can become your best friend and show you, with a simple formula, what each of these options implies.

How to set the best way to pay my loan?

How to set the best way to pay my loan?

When applying for your loan, we all ask one thing: What is the fee I am going to pay each month? A very useful tool in these cases is something that many entities already have to provide that approximate information on the amount of the installments to pay each month, we talk about the mortgage simulator.

This tool will help us estimate the monthly or biweekly amount that we have to allocate to our loan by introducing some parameters such as: the total amount we want to request, the payment term, our contribution and interest rates.

The advantage of knowing this information is that we can organize our payment plan and manage our resources based on the amount we have to separate each month to pay our loan.

What happens if I can’t pay my loan

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Failure to pay the installments of a loan, whether personal or mortgage, can never be an option when we have economic contingencies in the process of paying a debt to a financial institution.

It is necessary to take into account the direct consequences and the actions that the banks can take before a default of payment, being able to happen to be in the blacklists of the central of risk, as it is Veraz.

The consequences resulting from not being able to pay a loan may vary depending on the type of debt contracted with the entity:

1. In the case of a personal loan

All of the private assets (housing, vehicles, own accounts, payroll or pension), registered by the creditor, become collateral for the loan received. In case of default, they can be seized by legal action, with the objective of paying off the debt.

2. If it is a mortgage loan

Being able to be on a house or any type of property, the banking entity can request the execution of the mortgage, auctioning the house in the event that the entire loan cannot be canceled.

In either case it is better to approach the financial institution, evaluate the options and negotiate to avoid greater consequences.

Tips for not falling into over-indebtedness while repaying my loan

Tips for not falling into over-indebtedness while repaying my loan

It will do no good to attend to the commitments of the established loan installments if you cannot stop the consumerist eagerness and resort to new loans to meet superfluous expenses without taking into account your real repayment capacity. The biweekly installment strategies instead of monthly installments may not be enough to save on interest, so it is necessary to change the strategies, so we have some tips with which you can avoid overindebtedness:

– Use a monthly budget and respect it.

– Establishes priorities, respecting the payment of basic services, food, education about other consumptions. You must also honor the debts acquired.

– Eliminates unnecessary expenses, such as interest on credit card consumption or commission payment for card maintenance that you don’t really need.

– Establish your ability to pay realistically, which is a direct measure of your monthly income.

– Gather your debts and attend to the advice of your financial advisor are part of the strategies you can discover. As you can see, the path of financial tranquility begins in conscious planning, evaluating alternatives, requesting efficient advice and trusting your advisors.

What is smarter: saving or paying off a loan?

“I also get nothing for my savings anymore.” But in the meantime just keep saving nice. Recognizable? Probably. Because in the spring the total money box in the Netherlands amounted to € 343.6 billion. also has a loan, and I don’t understand that very well, because a loan costs much more than saving, which is why this week the key question is:

save or repay a loan ?

save or repay a loan ?

Average savings interest less than 1%

The savings interest has fallen dramatically in recent times. The interest rate of most large banks is below 1%. This negative trend is expected to continue. Time and time again the European Central Bank lowers interest rates. This makes money increasingly cheaper. And so banks want to pay less for consumers’ savings.

High savings tax

It is not only the low interest rates that make it unattractive to save. There is also a saving tax: the capital gains tax. If you have more than € 21,333 in savings, you must pay tax. Namely about the assets above € 21,333. When calculating the savings tax, the Tax and Customs Administration assumes a return of 4% on assets. You then pay 30% tax on that return.

Many people think it is unjust. I agree with them. Of course, if you invest your money smartly, a return of 4% is certainly achievable. But for most people the money is just in the savings account. With a return of less than 1%. That is 3% less than the notional return that the Tax Authorities calculate.

Your savings are also worth less due to inflation, which means you lose double money.

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Then better repay

As long as you do not borrow money and only save money, a low savings interest still remains more than no interest. But if you have a loan on the one hand and you save money on the other, you’d better pay off your loan. Because the interest you pay for your loan is in any case higher than the return on your savings account. Saving and borrowing is a waste of money. Pay off!

Keep a financial reserve

Always make sure you have money in hand. For contingencies. It would be annoying if, after paying off, you have to take out another loan because your car breaks down. Easily calculate online how much you should at least keep on hand on the Nibud website.

Hopefully it is now clear to everyone what the benefits of paying off are. And especially that it costs unnecessary money to both save and borrow. So don’t. Just pay off your loan and enjoy a debt-free existence.

What is Find Loan?

In order to offer you their products, banks will first look at your Credit Rating and make use of their products if they are high (eligible). There is an organization called Find Loan in the easiest way to learn this credit rating. With Find Loan, we can easily access our credit rating and risk report. What is Find Loan? How to use Find Loan?

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  • 1 What is Find Loan?
  • 2 Find Loan Free Credit Grade Learning

What is Find Loan?

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Find Loan partnership of Turkey’s leading and established cooperation with 9 different banks, Credit Bureau (KCB) by the mirror is a financial service that is implemented. Find Loan is your mirror in the financial sector and it prepares you for the financial sector (Banks). You can query your credit rating, learn and create your current risk report.

As you have learned your credit rating, you can generate a current risk report and receive your risk report as you wish in any period. Subscribing to Find Loan is free, but after the first query, you will be charged. With very low numbers, you can reach all your information in banks and analyze.

At the same time, It offers specific tactics for upgrading your credit rating and helps you upgrade your credit rating in a very easy way.

Find Loan coaches you to improve your credit rating.

Information Find Loan is the safest way to learn your credit rating. It works in collaboration with banks and was established by the Credit Registry Office (KKB). Be careful not to share your information with fake sites.

Find Loan Free Credit Grade Learning

With Find Loan, you can learn your credit score in a free and short way. If you are registering for the first time at Find Loan, you can read our Find Loan Free Credit Note Learning article.